High heels demerits/ high heels are harmful to women's health

Wearing high heels may affect women's bone health

Wearing high heels over a period of time is known to impact a women's bone health and a new survey revealed that regular use of high heels might also lead to early osteoporosis and permanent backache.

       A survey conducted by Max Healthcare  (MHC) - 'Women's bone health and orthopaedic issues' - was done with over 500 women in Gurugram, Delhi/NCR aged between 20 to 45 years and above.

       A balanced share of respondents across the following profiles were homemakers and working professionals.

      "Our survey has shown that a shocking 48.5 per cent women wear high heels on a regular basis or on the weekends for social gatherings. High heels, when worn on a regular basis, impact the back, toes and the joints of ankle and knee," said Dr SKS Marya, chairman and chief surgeon, orthopaedics and joint replacement, Max Hospital in Gurugram. 
       "This puts immense pressure on the spine which can hamper the overall bone structure and posture of women over a period of time. These heels create an anomalous and awkward angle for the ankle which further creates pressure and hinders the circulation to the foot," Marya added. 
         The survey also revealed that 37.5 per cent of 20-30-year-old women wear high heels daily and 85.4 per cent 20-30-year-old women wear high heels daily or on weekends for parties. 
         According to the data, 43.7 per cent working women wear high heels daily.
         While only 14.6 per cent 20-30-year-old women do not prefer high heels at all or wear occasionally, 52.9 per cent 30-45-year-old and 83 per cent above 45-year-old women feel this way.
        "In many cases, the big toe becomes deformed, also known as 'Hallux Valgus', and require correction surgery. Regular use of high heels might also lead to early osteoporosis and permanent backache," Marya said. 
        "Therefore, women should only wear high heels occasionally and go for flats, ballerinas, loafers, slip ons, oxfords, etc. for daily use," Marya added. 
         The survey also found that over 50 per cent women do not focus on their daily posture and are ruining their bone health in the process. -IANS

Turmeric to the rescue/helpful for fighting off CORONA virus

                 

 

Turmeric seen as effective in reducing lung inflammation      

Turmeric or curcumin is being advocated by some medical experts for reducing lung inflammation in the backdrop of rising COVID-19 cases in India, which is especially known to attack the respiratory system. 

      Turmeric is being touted as the only way to keep inflammation in your body low so that you have a better chance of fighting the coronavirus infection.

    In view of the current COVID-19 epidemic and the panic around it, medical experts have a few suggestions besides washing hands, not being in crowded spaces, etc., on how to boost the immune system and possibly minimise the symptoms as there are no cures for the disease.

      Vaccines are at least two years away and there are no drugs on the horizon except Actemra which is a biological drug that Roche had developed for arthritis.

    Simple tricks to boost your immune system during coronavirus may help reduce the severity of the disease. One major thing that happens when you get infected is that one has a "cytokine storm" in the body.

         Bad cytokines/ hormones especially IL-6 and TNF-a levels rise which contribute to stress and organ failure during COVID-19 infection.

      The pharmaceutical company Roche has dusted off an old drug, Actemra, which was developed for arthritis as it was shown to suppress IL-6. Tocilizumab (Actemra)  is in class of drugs called biologics. 

            Tocilizumab is a treatment for adults with moderate to severe rheumatoid arthritis  (RA), giant cell arthritis, and polyarticular and systemic juvenile idiopathic arthritis.

       Even if this drug is approved for COVID-19, it will cost at least  $25,000-30,000 per patient. Nature has effective  molecules for lowering IL-6 naturally: Turmeric/curcumin, Resveratrol and Lutein. 

    Turmeric/curcumin is especially excellent in reducing lung inflammation. This is the only way to keep inflammation in the body low so that one has a better chance of fighting off this infection. -IANS

Yes Bank and its crisis problem

It has been a troublesome year for India’s private sector banks.

The latest one to receive a blow is YES Bank, the country’s fourth-largest private lender. The Reserve Bank of India (RBI) on Sept. 19 extended its managing director and CEO Rana Kapoor’s term only till Jan. 31, 2019.

In June this year, shareholders had approved Kapoor’s re-appointment. His new three-year term began on Sept. 01 and was subject to RBI approval. Two days before the last term was about to get over, on Aug. 30, the RBI gave its nod for Kapoor to continue till further notice.

Now, almost three weeks later, the bank informed the stock eabout the RBI’s latest decision. “The board of directors of the bank are scheduled to meet on Sept. 25, 2018, to decide on the future course of action,” the notice said.

Kapoor, along with his brother-in-law Ashok Kapur, founded YES Bank in 2004, and has been at its helm since then. In a short span, he has managed to grow the bank’s corporate and retail loan book aggressively and substantially. Investors have clearly given its performance a thumbs up—its stock has shot up from only Rs 12.5 in June 2005 to Rs318.50 on Sept. 19, 2018. (The stock market was shut on Sept. 20)

However, the bank has reportedly come under the central bank’s scanner over regulatory and governance issues under Kapoor’s watch.

What led to this?

In 2015, the RBI decided to conduct an asset quality review (AQR) to clean up the rising toxic loan problem in the country’s financial sector. As a result, several banks were forced to report loan divergences, i.e., the difference between the RBI’s assessment of bad loans and the one reported by the bank, in their quarterly results.

At a time when most banks were struggling with rising bad loans, YES Bank had managed to keep a check on its non-performing assets (NPAs). However, following the AQR review, the bank reported a divergence of Rs4,176 crore ($580 million) in its gross NPAs for the year ended March 2016. In the next financial year, as well after RBI’s audit, the bank reported an even larger loan divergence of Rs6,355 crore, which was three times the reported amount.

“Loan divergence is mere account jugglery and these things are not taken lightly by the regulator when exposed,” said an analyst with a domestic brokerage house, requesting anonymity. “Sometimes banks extend loans to genuinely restructure a loan. At other times, it is done only to delay recognising a problem.”

In 2016, the bank received another blow when YES Bank’s plan to raise $1 billion via qualified institutional placement failed. A few hours after it was launched, the bank decided to withdraw the offer, resulting in a major beating to the stock.

Bumpy road ahead

Now, the bank’s management needs to find Kapoor’s successor—an uphill task.

Earlier, its journey had been marred by a long-drawn legal battle. A few years after his tragic death in the 2008 terrorist attack in Mumbai, co-promoter Ashok Kapur’s wife and daughter dragged the boardroom battle to the court. They had accused Kapoor of exercising full control over the bank’s board, saying they were unable to jointly nominate one director to the board, which has 10 members.

In 2015, the Bombay high court ruled in Kapur’s favour and directed that any new whole-time director on the board of the bank can only be appointed with the consent of all the promoters. Considering the promoters have been at loggerheads and unable to agree on any major issue, this may be challenging, Hemindra Hazari, an independent bank analyst, noted in a post on Smartkarma, an investment research provider.

Private banking crisis

In the meantime, the bad loan problem has been festering.

By the end of March 2018, the sector’s gross NPAs had  of total assets, from 10.2% in September 2017. These are loans against which repayments have not been made and there are chances of default. Public sector banks constitute a lion’s share of this pile while private players are relatively better placed.

Typically, the government-owned banks are also the ones plagued with governance issues while it is comparatively smooth sailing for the latter. However, not in recent times.

At Axis Bank, the country’s third-largest private sector bank, a similar governance issue story had played out earlier this year. Reportedly, the banking regulator was reluctant to grant Shikha Sharma, the managing director and CEO, another three-year extension considering the dismal performance of the bank in the last few quarter. Amidst this, Sharma announced her decision to step down by Dec. 31, 2018, after only six months into her term, which began in June.

“The RBI’s decision is a warning shot to the new private sector banks that they can no longer continue to mismanage their operations, that the regulator’s writ reigns supreme and that bank CEOs violate it at their peril,” Hazari noted. “Such a decision, though causing uncertainty for shareholders, reinforces the banking regulator’s credibility as a supervisor.”

Meanwhile, ICICI Bank’s chief Chanda Kochhar  been battling nepotism allegations over loan disbursal. She is now on leave till a probe into the issue is concluded.

In a surprise move, Paresh Sukthankar the deputy managing director of HDFC Bank, also resigned in August. It was widely believed he was likely to succeed the managing director Aditya Puri, whose term ends in October 2020.

Saree styling in weddings/ Styling heavy sarees/ Brother's reception party look

Brother's reception night look

Hi everyone, welcome to my blog. Here in this blog i am sharing how i styled heavy saree on my brother's reception party.

Many options are there to wear during weddings, there are lehanga-cholis, kurtis, dhoti-saree, gowns, salwar-suits, etc. But being Bengali SAREES are something which is close to our heart . So here i am sharing how i styled heavy saree with minimal accessories. 

I have worn comparatively smaller earrings so the saree captures all the attention. This is according to my opinion,  you can share your opinions as well. I hope this was a bit helpful for you guys. Please do share and comments below.